African American Art:Basics to Appraising an Asset & Commodity
By Halima Taha

The increase in value within the last twenty years from a few hundred to tens of thousands of dollars has quickly made African American art a commodity and asset.

Chubb & Son's Antique Road Show has successfully increased the world's consciousness about uncovering hidden treasures. Some of these possessions are family heirlooms, something picked up at a flea market, or objects discovered under Aunt Thelma's bed. The story behind these collectibles and fine art can loosely be coined "objectographies." Objectographies make good conversation at gallery openings but specifically inspire collectors to go beyond sentiment or pleasure, and take a more serious look at knowing exactly what they have and its value.

In particular, collectors of African American art have been witnessing the rise of American galleries specializing in, or expanding their inventories to include, beautiful and compelling work by American artists of African descent. Within the last twenty years, auction houses like Sotheby's and Christies include more 19th and 20th century works by African American artists in their sales than they have prior to 1980. Among those included are works by Henry Ossawa Tanner, Edmonia Lewis, Robert Duncanson, Romare Bearden, Jacob Lawrence, and Joshua Johnston, to name a few.

The increase in value within the last twenty years from a few hundred to tens of thousands of dollars has quickly made African American art a commodity and asset. Paralleling this increase in commerce and acquisition are traveling mid-career artist retrospectives and private African American Art collections; including those of Paul Jones, John and Vivian Hewitt, Dr. Walter Evans, Wes and Mary Cochran, and David C. Driskell.

Historic exhibitions within the last fifteen years have contextualized American artists of African descent beyond their own 260-year visual history within the parameters of American art history at large. As a result of this activity, there is no doubt among collectors, curators, dealers and urban anthropologists that the cultural materialism of African American art is valuable. However, more collectors are realizing that the responsibility for caring for their visual treasures is beyond framing, restoration, insurance and protection from theft.

Hence, the fine art appraisal has become an essential document in a collectors archive to identify value as an asset for future sale, charitable donation, estate tax, gift tax, equitable distribution in divorce or liquidation, or simply to know what your collection is worth.

The four most frequently asked questions by neophyte and experienced collectors are: What is an appraisal? Why do I need an appraisal? What do appraisers do? How much does an appraisal cost? Essentially an appraisal is an informed assessment of a work of arts value based on specific and comparable research about the history and currency of the work in question. This document also assumes legal significance and has potential to be defended in a court of law. Therefore, it is important for the collector to be clear about his intention and purpose for the appraisal. For example, the value used for an insurance appraisal will be higher than an inventory appraisal since the insurance appraisal is factoring in the replacement cost for a comparable work of art, in the event it gets damaged or stolen. Conversely, the inventory appraisal does not have to add tax, a projected percentage of appreciation, framing, shipping or other related expenses. if a collector is interested in selling the work through a dealer, he would not use the value for the insurance appraisal, but use the fair market value from an inventory appraisal.

APPRAISAL TERMINOLOGY
These values are used in conjunction with valuation theory that appraisers use to determine the value they are seeking for your collection:
Fair Market Value: the price that a property would sell .for on the open market between a willing buyer and a willing seller, with neither being required to act, and both having reasonable knowledge of the relevant facts.

Replacement Value: the amount it would cost to replace an item with one of similar and like quality purchased in the most appropriate marketplace within a limited amount of time. This value is almost exclusively applied to insurance policies because it is generally the highest valuation figure for personal property.

Liquidation Value: The price realized in a sale situation under forced or limiting conditions and under time constraints. This action may be initiated by the owner or the crediting institution. It is implicit in this definition that the liquidation value will generally be lower than other types of valuation.

Marketable Cash Value: The value realized, net of expenses, 41, a willing seller disposing of property in a competitive and open market to a willing buyer, both being reasonably knowledgeable of all relevant facts and neither being under constraint to buy or sell. It is implicit in this definition that the sale takes place within an agreed time period, with a specified method of payment, in the best available marketplace, with such sufficient time allowed to advertise properly. This value is most appropriately applied to equitable distribution situations, when tangible property maybe exchanged for cash or other financial products.

0ne of the most frequent reasons an appraisal is needed is for insurance purposes. Most people do not know the market value for their collections, or they become concerned only when "the horse is out of the barn" - when fire, theft, or other catastrophe has robbed them of their valuables. To put yourself to the test, write out a list of the contents of a major room in your home. Make a note of every item that would be lost in the event of a fire or if burglars made a clean sweep. When that is done, check and see how much you missed. Unless you have a photographic memory, you will be surprised that in the event of a disaster, anything you overlooked would most likely be lost or gone forever. In essence, the police will never locate what you cannot describe and the insurance company will never replace items that you don't remember you owned. if you do have a photographic memory, ask yourself if you can accurately ascribe current replacement values to all those items on your list. Most collectors, no matter how astute, can not. This is the job of the appraiser.

Appraisers are professional researchers who stay abreast of the market through seminars, conferences, attending shows, browsing galleries, auction houses or reading sultry specialty publications. The appraiser analyzes auction records, inflation, market conditions, trends, retail and wholesale prices, among other factors.

They have relationships with dealers, collectors, curators, auction houses, publishers, conservators, insurance companies and any resource that helps them to provide accurate assessments of your collection. It is important to note that appraisers do not authenticate art. They verify and describe what they see through physical examination and substantiate the appropriate market value based on comparable prices, the work itself and the sales history of the artist. For example, Romare Bearden's abstract works from the mid-1950s do not command the same prices as his collage or watercolors, of which he is better known. Nor do the mixed media collage and watercolors command the same prices as a work that is entirely collage. Yes, the Bearden in your collection is valuable, but depending on the medium, whether it is a one of a kind (oil, pastel, collage, watercolor, drawing,) or a multiple original (etching, engraving, silkscreen, lithograph), its market value, is based on more factors than just the artist's name.
Although appraisers are directly involved in the art world, they have the capacity to remain objective, The result is an appraisal document that confirms the financial value of African American art as a commodity worthy of protecting, preserving and documenting. Consequently the job of an appraiser is 1/3 science, 113 craft and 1/3 passion for researching material culture.
The importance of the collector's role in gathering as much information about the work in their collection can not be overemphasized. items to add to your files include: Bill of sale, biographical information, artist resume, provenance, reviews, catalogues and anything else that enters the path of a collector's adventure. The benefit of being so meticulous is that when an appraiser inspects a collection, they often request any additional documentation that you have. The more complete your files the more likely you can save money on the time for research. in essence, it is best in advance, And assemble as much information as possible.

When an appraiser comes to your home, you can expect them to inspect each work that you have requested. They will ask you questions about the work, how you acquired it, whether you have had it cleaned, repaired, or relined. Measurement photographs and notes will be taken and then the appraiser will begin the research. Once the research and analysis is complete, the appraiser submits at least two copies of a completed report within a mutually agreed upon time. The following are some of the elements that should be included in an appraisal:

To prepare for an appraisal well
1. Date of the appraisal
2. Clients name and address
3. Purpose of the appraisal
4. Statement Of disinterest
5. Artists name
6. Title of work,
7. Exact size
8. Medium
9. Support
10. Signature and/or date
11. Condition
12. Complete description
13 Provenance
14. Exhibition History
15, Bibliography
16. Special conditions affecting valuation
17. Statement of Corollary opinions
18. Sales Record
19. Value
20. Photograph, preferably color
21. Appraisers qualifications
22. Appraisers signature

There are additional factors of note that impact the perception of value, market activity and the process in which an appraiser determines value:
1) African American art is American art, but like outsider and Tribal Art it has its own distinct market. Consequently, the art historical lexicon and commerce of work produced by Americans of African descent continues to be separate in its evaluation, documentation and marketing.
2) Inasmuch as sales records for African American art exist, they remain inconsistent because quality work is not included in every American art sales, thereby creating gaps in recorded auction values. Therefore many results tend to be lower than what collectors are actually spending and what dealers are selling art for. Therefore auction values are used carefully and with great specificity as it impacts the true market value and purpose of the appraisal.
One of the reasons for this disparity is due to the fact that none of the major auction houses have made a commitment to hire a full-time specialist to develop, identify and secure art from within this increasingly active and fertile market.
3) There are various sub markets under the umbrella of African American art. Three of these markets include the international market, the popular market and the academic market. The international market is based on the collective activity of artists, dealers, curators, collectors, auction houses, critics, and academia. African American artists who have received critical acclaim, exhibited in major galleries, are included in the collections of major museums and documented in the histories of American art are the ones who are part of this market. Romare Bearden, Benny Andrews, Betye Saar, Jacob Lawrence, Henry 0 Tanner, and William H. Johnson are a few of the artists in this category. Conversely, the popular market is comprised of artists working outside of the established collective activity. They are artists who have become entrepreneurs who produce their own market and sell their work directly to collectors via galleries, frame shops, art fairs, and the Internet. This market was created due to the innate elitism within the art world. Hence these artists decided to cease waiting for the art establishment to vali-date them, since sales were ample validation of their work. Some of these artists include William Tolliver, Charles Bibbs, Paul Goodnight and Annie Lee.

The third market is the academic market comprised of art teachers and college art professors who sell their work in regional galleries, group shows and fairs, and are not actively visible in the collective activity among dealers, curators, collectors, critics and auction houses.

These distinctions are significant when appraising a collection of African American art, where various pieces are supported by diverse markets in which work by American artists of African descent is sold.

The fee structure for appraisers is comparable to that of an attorney. Usually there is an hourly rate for the inspection, research and analysis. You are expected to pay the hourly rate, plus related expenses, such as film processing, travel and whatever you and your appraiser negotiate as it pertains to the assignment. Usually a letter of intent or agreement is sent to you after your initial conversation in which an estimate of the time for the inspection is stated with the hourly rate. However, this estimate is a "guesstimate" because sometimes the research can take more or less time.

A deposit is due prior to inspection or upon arrival as per the terms of the agreement. The balance of the bill is submitted and paid once the completed report is delivered to the client. Generally, each individual artist can take an average of an hour and a half or more if they are lesser known, or less if they are better known. Rates vary from $125 to $400 dollars an hour. Each appraiser brings his own expertise and experience.

Some appraisers are members of professional appraisers associations and others choose not to be, but adhere to the Uniform Standards of Professional Appraisal Practice (USPAP) and participate in all of the activities of the constituency. it is not required to be a member of an appraising organization in order to write professional appraisals. The benefit of membership is more for the Appraiser in terms of legal support as needed, professional promotion and collaboration with other members. Otherwise all educational conferences are open to the public. In essence, as long as the appraiser has expertise and experience in the field, has passed the USPAP exam, and adheres to its standards, that appraiser is qualified.

Occasionally you will find that an art dealer is also an appraiser. if they sold some of the pieces in your collection to you and you hire them to do your appraisal, make sure that their role as your dealer is disclosed in the document and indicates that there was no proprietary interest in the appraisal value. This is important to avoid any questions of ethical conflicts of interest.
In conclusion, you are invited to enhance your passion and pleasure for African American art by becoming more informed and proactive in your responsibility to protect, preserve and document the work in your collection. It is a privilege to living in a time in history when the paintings, photographs, prints and sculpture that adorn your home have traveled 21 one centuries to be recognized as a valuable asset and commodity to add to your financial portfolio, as well as a celebrated cultural legacy. Take heed and care of your treasure!

Appraisers Who Specialize in African American Art.,
Michael Chisholm (AT) 212 627 0221
Mark Dabncy (AT) 718 399 6106
Halima Taba (NY) 718 268 289 5
Eric Hanks (CA) 310 392 8820
Adrienne Watkins (PA) 610 896 5443
Yvette Caldwell (MD) 301390 7158
Blake Todd Kimbrougb (DO 703 346 7268
Insurance Companies Specializing in Insuring Art.-
Chubb & Son 877 60 CHUBB
Huntington T Block 800 424 8830
Fine Art,,; Risk Management 800 795 80 75
Of Related Interest:
Appraisers Association of America 212 889 5409
American Society of Appraisers 703 4 78 2228
Art Dealers Association of America 212 940 8590
International Print Dealers Association 212 759 4469

Halima Taba is the author of "Collecting African American Art" and the founder of Halima Ink, a New York-based art consulting service company.

 

 

 

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